FCRA · FDCPA · Metro 2®
Find the errors.
Dispute what's wrong.
Upload your credit report. We separate likely reporting errors from items that are simply negative, then write certified-mail dispute letters for the errors you confirm, addressed to Equifax, Experian and TransUnion.
Your privacy & security
- Read on your device. Your PDF is opened in your browser; the file itself is never uploaded.
- Nothing is saved. Your account only records your email and whether you've paid. No copies of your report, findings or letters are kept on our servers.
- Encrypted in transit. Only the report text is sent over HTTPS for a one-time AI audit, under a zero-data-retention policy.
- Gone when you leave. Closing or refreshing this page, or tapping "Erase my data now", wipes everything.
- Your details stay local. Name, address, birth date and SSN digits are only used to fill in letters on your screen.
- Tip: Only enter the last 4 digits of your SSN. Never share your full SSN in any app.
Full access
$39one-time
- ✓ Unlimited report audits
- ✓ Dispute letters for Equifax, Experian & TransUnion
- ✓ Plain-language explanations & evidence checklists